How do I verify an employer's coverage?

Verify online if their employer has coverage through the state's online search tool.

Does workers' comp cover business owners and partners?

In the majority of states, corporate officers, LLC members, sole proprietors and business partners can explicitly choose to 'elect in' to a policy for their own personal on-the-job protection. Including yourself ensures you have immediate access to medical benefits and structured income support if you are injured while performing business duties.

What happens after I file my claim?

Once you file your claim online, a dedicated representative will follow up with you within 24 hours to manage the process. We handle the heavy lifting, from coordinating medical care to managing the paperwork, so you can keep your business moving forward.

What is not covered by workers' compensation?

Workers' comp covers a wide range of work-related injuries. Still, it typically excludes self-inflicted injuries or injuries caused by intoxication or a fight started by the employee.

Can an employee sue for a work-related injury?

Typically, the workers' compensation system provides an exclusive remedy, meaning employees cannot file a lawsuit against their employers. Instead, they must pursue a workers' compensation claim to receive benefits for their injury or illness.