General Liability
General Liability That’s Simple to Quote, Easy to Bind
General Liability from Attune, through our carrier Hiscox, covers damage and injuries that your customers’ business and contractors might cause to a third party. From a slip and fall in store, to a rock kicked up by a lawnmower that breaks a window, and everything in between, General Liability can help cover medical expenses and attorney fees resulting from bodily injuries and property damage if your customer is found legally responsible.
General Liability is the most common small business insurance. It covers risks that come up during normal business operations, which can get expensive for small businesses if there is a liability claim. Sometimes this is all that is necessary, based on the potential risks a business encounters.
Appetite
Here is a peek at our appetite - this list is not all-inclusive:
Features
- Carrier: Hiscox Insurance Company
- Admitted, “A” rated
- Over 180 professions, including consultants, financial services, landscaping, contractors, and retail
- Available in all states, including Washington D.C., except Alaska
- New ventures welcome
Highlights
- New ventures and start-up friendly
- Instant binding with same-day effective date
- Automatic blanket AI included at no charge
- Blanket AI coverage ends once an operation is completed or a lease agreement ends
- Direct access through our portal, no Hiscox appointment needed
- Up to $25,000 BPP
- Coverage for claims of bodily injury, associated medical costs, and damage to property on or off-premises
- Covers liability for property damage or bodily injury to third parties
- Covers employees and temporary staff
- Up to $5M occurrence limit
- Awarded damages and legal defense costs
- No deductible
- Work from home discounts available, subject to minimum premium
Coverage by state
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What customers say
Real protection from real businesses
Frequently Asked Questions
Find answers to commonly asked questions about
General Liability
A Businessowners' Policy (BOP) is a bundled insurance package, whereas general liability is a standalone coverage line. While standard general liability insurance specifically shields your company from the third-party financial risks of bodily injuries and accidental property damage, BOP bundles that exact liability protection with essential commercial property and business interruption insurance under a single plan. Choosing BOP helps you efficiently repair or replace specialized gear, tools and inventory after covered losses like fires, theft or severe storms.
Enforcing safety protocols, providing proper employee training, maintaining a clean and hazard-free work environment, and regularly reviewing safety practices can significantly reduce workplace injuries.
General Liability covers physical "slip and fall" accidents, while Professional Liability (Malpractice) covers errors in the actual medical services provided.
Ready to get protected?
Get a quote for the coverage you need today.