Professional Liability
Professional Liability Tailor Made for Small Businesses
Appetite
Here is a peek at our appetite - this list is not all-inclusive:
Features
- Hiscox Insurance Company
- Admitted, “A” rated
- Over 180 professions, including consultants, financial services, landscaping, contractors, and retail
- Available in all states, including Washington D.C., except Alaska
- New ventures welcome
Highlights
- New ventures and start-up friendly
- Instant binding with same-day effective date
- Automatic blanket AI included at no charge
- Blanket AI coverage ends once an operation is completed or a lease agreement ends
- Direct access through our portal, no Hiscox appointment needed
Additional Information:
- Coverage for errors and omissions that occur or are alleged to have occurred in the course of providing professional services
- Claims of negligence, even if your client hasn’t made a mistake
- Claims for libel and slander arising from your client’s services
- Awarded damages and legal defense costs
- Punitive damages up to $250,000 where allowed by law
- $200,000 copyright infringement coverage for most marketing and graphic and web design classes
- Up to $5M occurrence limit
- Various deductible options ranging from $0 to $10,000
Coverage by state
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alabama
alaska
arizona
arkansas
california
colorado
connecticut
delaware
district-of-columbia
florida
georgia
hawaii
idaho
illinois
indiana
iowa
kansas
kentucky
louisiana
maine
maryland
massachusetts
michigan
minnesota
mississippi
missouri
montana
nebraska
nevada
new-hampshire
new-jersey
new-mexico
new-york
north-carolina
north-dakota
ohio
oklahoma
oregon
pennsylvania
puerto-rico
rhode-island
south-carolina
south-dakota
tennessee
texas
utah
vermont
virginia
washington
west-virginia
wisconsin
wyoming
What customers say
Real protection from real businesses
"EverPeak made getting coverage straightforward. The quote was fair and the claims process was painless when we needed it."
James Mitchell
Owner, retail business
"EverPeak made getting coverage straightforward. The quote was fair and the claims process was painless when we needed it."
James Mitchell
Owner, retail business
"EverPeak made getting coverage straightforward. The quote was fair and the claims process was painless when we needed it."
James Mitchell
Owner, retail business
Frequently Asked Questions
Find answers to commonly asked questions about
Professional Liability
What steps can I take to prevent a workers’ compensation claim?
Enforcing safety protocols, providing proper employee training, maintaining a clean and hazard-free work environment, and regularly reviewing safety practices can significantly reduce workplace injuries.
Do I need Professional Liability if I have General Liability?
General Liability covers physical "slip and fall" accidents, while Professional Liability (Malpractice) covers errors in the actual medical services provided.
Ready to get protected?
Get a quote for the coverage you need today.


