Small Business

Small Business Program Highlights

• Broad appetite
• A rated carrier
• Full underwriting authority for fast turnaround time
• Minimum payroll: $12,500¹
• Multi-state exposures
• Flexible payment, including monthly payroll reporting²

Submit your small business account
Not yet under contract? Get appointed

Small Business Program Details

AVAILABILITY

Method Small Business Comp is available in all non-monopolistic states except NY.

TARGET INDUSTRIES

We target risks in a wide variety of industries. New Ventures are acceptable with owner experience. Some industries where we've seen recent success:

• Accounting
• Advertising
• Agritainment (petting zoo, pumpkin patch, etc.)
• Agritainment (petting zoo, pumpkin patch, etc.)
• Alarm Installation & Repair
• Architect Firm
• Artisan Contractors
• Artisan Contractors
• Arts & Crafts
• Asphalt & Concrete
• Attorney
• Auditing
• Auto Parts & Accessories
• Auto Service & Repair
• Auto Storage Garages or Parking Lots
• Auto or Truck Rental Company
• Automobile Parts
• Automobile mechanics (body repair, paint, etc.)
• Baby Gear
• Bakeries and Coffee Shops
• Bakery
• Barber Shop, Beauty Parlor, or Hair Salon
• Bars & Lounges (Must Serve Food)
• Battery
• Bearings
• Berry Farms & Picking
• Billiard Hall
• Boilermaking
• Bookstore
• Bottling
• Bowling Lanes
• Building Materials
• Building Supplies
• Cable Conduit
• Cannabis
• Carpentry
• Carpet & Upholstery Cleaning
• Catering
• Cemetery
• Ceramic Tile, Indoor Stone, Marble
• Chemists
• Childcare/Day Camps
• Chiropractic
• Churches
• Citrus Processing & Drivers
• Clam Digging
• Cleaning Products
• Clerical
• Clothing Store
• Clothing, Shoes & Accessories
• Cold Storage
• Compounds & Mixtures
• Computer & Electronics Products
• Concessions
• Concrete Construction
• Confection
• Construction Cleanup
• Construction or Erection Permanent Yard
• Consumer Products
• Cosmetics
• Country Clubs
• Creameries & Dairy Products
• Crematory
• Dance Hall
• Dentists & Dental Surgeons
• Department Store
• Distribution Centers
• Doctors, dentists, chiropractic, specialists
• Dog Show
• Door & Window Installation
• Drugstore
• Drycleaning
• Electrical
• Electrical Equipment, Appliances & Components
• Electronics Stores
• Engineering Firm
• Engineers
• Equipment Rental
• Escape Rooms
• Family Fun Centers
• Farm Machinery Operation
• Fasteners
• Fence Installation & Repair
• Field Crop (Fruit & Vegetables)
• Fish Hatcheries
• Floor Covering Installation
• Flooring
• Florists
• Flowers, Nursery, Trees & Shrubs
• Food & Beverage Drivers
• Food & Beverage Products Mfg
• Food Trucks
• Food/Beverage Wholesalers
• Framing & Drywall
• Fuel Haulers
• Furniture Store
• Furniture Warehouse
• Furniture or Fixtures Installation
• Furniture
• Glass
• Golf Clubs
• Grain or Hay Dealers
• Grocery stores (no 24 hr)
• Grocery/Convenience Store
• Gym/Health Club (no sparring)
• HVAC
• Hardware Store
• Home Goods
• Hotels
• Hotels or motels
• Insulation Work
• Insurance Company
• Irrigation or Drainage System
• Janitorial
• Janitorial
• Landscaping
• Laundry Mats
• Lawyers, CPA's, and other professional industries
• Library
• Light industrial manufacturing
• Local automobile sales
• Lumber/Building Material Dealer
• Machinery & Equipment
• Machinery or Equipment Erection or Repair
• Mailing & Addressing Companies
• Manufactured Home
• Market, Festival or Tradeshow
• Masonry
• Meat Products Mfg
• Media & Recording
• Medical & Dental
• Medical Offices
• Metals & Metal Products
• Mortgage or Loan Office
• Motor vehicles, bodies and trailers & parts
• Moving and Storage
• Non-Emergency Medical Transport
• Nut Shelling
• Orchards
• Painting & Paperhanging
• Pallet
• Paper
• Photography & Videography
• Physicians & Employees
• Plastics
• Plumbing
• Poultry Farms & Eggs
• Produce Packing
• Product Dealers & Drivers
• Property Management
• Quarries
• Recycling
• Redi Mix Operations
• Refrigerated Trucking
• Research & Analytics
• Residential Cleaning Services
• Restaurants
• Restaurants
• Retail Outlets and Boutiques
• Retail Store & Outlet
• Rubber
• School Bus Drivers
• Schools
• Seafood Processors
• Seed Merchants
• Sewage Disposal
• Sheet Metal Work
• Sign
• Social Club
• Social Service Organizations
• Sprinklers
• Stone, Gemstone & Ceramic
• Storage Facilities
• Storage Warehouse
• Sugarcane Plantation
• Superstores & Warehouse Clubs
• Swimming Pool Construction & Cleaning
• Telecommunications
• Textile
• Theatres
• Tile Installation
• Tobacco Products Mfg
• Tools
• Toys
• Transportation Equipment
• Truck Farms
• Trucking
• Trucking (300 mile max radius, no out-of-state)
• Vending Machines Install/Repair
• Veterinarians
• Vineyards
• Vitamins & Supplements
• Wall, Sheet, Drywall, Plastering
• Welding
• Wholesales Sales
• Wood

EXCLUSIONS

• Ammunition & Explosives
• Asbestos
• Cattle and Dairy
• Circus or Traveling Amusements
• Community Service Workers
• Depth 15 ft max
• Domestic Workers
• Emergency First Responders
• Farm Labor Contractors
• FedEx, Amazon delivery or similar couriers - i.e. last mile delivery
• Federal, State, City & County Employees
• Firefighters
• Group Homes
• H2A Workers
• Height 40 ft max
• Home health, nursing, or assisted living facilities
• Horse Farm & Training
• Labor Unions
• Lead
• Logging, deforestation, wildfire, or disaster cleanup
• Maritime Liability, Jones Act, USL&H, Defense Base Act
• Non-Emergency Medical Transport
• Oil, gas, asbestos, or chemical manufacturing
• Police Officers
• Power Lines
• Railroad, coal, foundry, or mining operations
• Roofing or crane work
• Tree Removal & Care
• Tree-Trimming (class code 0106)

Submit your small business account
Not yet under contract? Get appointed

1. $25,000 Minimum payroll for construction class codes2. Some restrictions apply. Contact your Territory Manager for details