Professional liability insurance

Protect you business against claims of professional oversight.

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Hiscox professional liability insurance through EverPeak protects small businesses from lawsuits and claims tied to professional errors — the kind that come with running a business, no matter how careful you are. From IT consultants to marketing agencies, Hiscox policies are customized so you only pay for the coverage your business actually needs.

Who we cover

Here’s a peek at the businesses we cover — this list is not all-inclusive:

architecture

Architecture and engineering

Architecture, civil, electrical, industrial, process, and transportation engineering, building/construction inspection, landscape architect, draftsman (including CAD/CAM)

groups

Consulting

Business consulting, education consulting, human resources (HR) consulting, management consulting, research consulting, resume consulting, strategy consulting

balance

Legal

Claims adjusting, court reporting, document preparation, expert witness services, notary services, process server

home

Real estate

Property management and real estate agent/broker

fitness_center

Fitness, health and wellness

Acupuncture services, first aid and CPR training, massage therapy, personal training, yoga/pilates instruction

cloud_download

Technology

Application development, computer programming, computer system/network developer, data processing, game developer, software development, website design services

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Coverage by state

Learn more about specific business insurance requirements and local compliance guidelines in your state.

alabama
alaska
arizona
arkansas
california
colorado
connecticut
delaware
district-of-columbia
florida
georgia
hawaii
idaho
illinois
indiana
iowa
kansas
kentucky
louisiana
maine
maryland
massachusetts
michigan
minnesota
mississippi
missouri
montana
nebraska
nevada
new-hampshire
new-jersey
new-mexico
new-york
north-carolina
north-dakota
ohio
oklahoma
oregon
pennsylvania
rhode-island
south-carolina
south-dakota
tennessee
texas
utah
vermont
virginia
washington
west-virginia
wisconsin
wyoming
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Frequently Asked Questions

Find answers to commonly asked questions about

Professional Liability Insurance

Do I need professional liability insurance if I already have general liability?

Yes, if your business gives advice, designs, or performs a service. General liability covers bodily injury and property damage; professional liability covers claims about the quality or outcome of your work. They protect against different risks, so most service businesses carry both.

What does professional liability insurance cover?

Professional liability insurance protects your business against claims of negligence, errors or missed deadlines while providing a service — even honest mistakes can lead to a costly lawsuit. It typically covers legal defense costs and settlements tied to your work, which general liability doesn't cover.

Who do I contact if I have a question that isn't covered here?

Reach out to our customer service team directly at 833.929.0523, or fill out our contact form, and we’ll point you in the right direction.

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Protect your business, your team and your hard-earned equity today with EverPeak.

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