General liability insurance

Coverage for the everday risks of running a small business.

Hiscox general liability insurance through EverPeak covers the damage and injuries your business may accidentally cause to someone else — a customer’s slip and fall in your store, a window broken by a rock your lawnmower kicked up and everything in between. It helps cover medical expenses and legal fees if your business is found responsible.

General liability is the most common type of small business insurance. It covers the risks that arise in normal, day-to-day operations and can get expensive fast if a claim comes in. For many small businesses, it's the essential place to start.

Who we cover

Here's a peek at the businesses we cover — this list is not all-inclusive:

palette

Creative and design

Advertising, graphic design, interior design, photography or videography

card_membership

Financial services

Accounting, actuarial services, bookkeeping, financial auditing or consulting, insurance agents, investment advice, medical billing, mortgage brokering/banking, stock brokering, tax preparation

construction

Artisan contractors

Carpentry, electrical work, painting, plumbing (commercial or residential)

agriculture

Landscaping and gardening services

Residential and commercial, lawn care services, residential snow blowing and removal (no auto coverage)

sell

Retail

Appliance/electronic stores, clothing/apparel stores, florists, food truck/trailer operator, home furnishing stores, jewelry stores, mobile food services, other stores (no food/drink)

spa

Beauty

Barber, beautician/cosmetology, esthetician services, hair stylist, spa owner, small salon owner

Coverage by state

Learn more about specific business insurance requirements and local compliance guidelines in your state.

alabama
alaska
arizona
arkansas
california
colorado
connecticut
delaware
district-of-columbia
florida
georgia
hawaii
idaho
illinois
indiana
iowa
kansas
kentucky
louisiana
maine
maryland
massachusetts
michigan
minnesota
mississippi
missouri
montana
nebraska
nevada
new-hampshire
new-jersey
new-mexico
new-york
north-carolina
north-dakota
ohio
oklahoma
oregon
pennsylvania
rhode-island
south-carolina
south-dakota
tennessee
texas
utah
vermont
virginia
washington
west-virginia
wisconsin
wyoming
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Frequently Asked Questions

How much does general liability insurance cost?

Cost depends on your industry, business size, payroll and claims history. Connect with an agent for a quote based on your specific business.

What does general liability insurance cover?

General liability covers third-party bodily injury and property damage claims — a customer's slip and fall in your store, or accidental damage caused by your work. It typically pays for medical expenses, legal defense costs and damages if your business is found responsible.

Who do I contact if I have a question that isn't covered here?

Reach out to our customer service team directly at 833.929.0523, or fill out our contact form, and we’ll point you in the right direction.

Let’s get to work

Protect your business, your team and your hard-earned equity today with EverPeak.