Landscaping and lawn care
insurance that doesn't quit
Find coverage built to withstand your toughest risks.
What insurance do
Landscaping and lawn care
businesses need?
We handle the details so you don't have to. Straightforward policies, honest answers, and support when it matters.
Workers’ compensation
Workers’ compensation protects employees from work-related injuries, including slips, falls, lacerations and muscle strains. Policies cover all reasonable and necessary medical treatment as well as lost wages.
Business owner’s policy
A business owner’s policy, or BOP, bundles property, liability and business interruption coverage into a single policy, protecting against equipment damage, customer lawsuits, lost business income due to a covered event like a fire and more.
General liability insurance
General liability insurance covers damage and injuries a business or its contractors might cause to a third party — from a slip and fall in a store to a rock kicked up by a lawnmower that breaks a window, and everything in between.
*Coverage needs vary by business — this reflects commonly needed lines, not a complete list of every policy your business may require.
How much does insurance cost for
Landscaping and lawn care
businesses?
The cost of
Landscaping and lawn care
business insurance depends on several factors related to your business's risk, including your specific trade, payroll, project types and chosen coverage limits. At EverPeak, we offer competitive rates starting at $18 per month.
Why choose EverPeak for workers’ compensation coverage?
FAQs
Coverage for pollution-related risks, such as chemical or pesticide damage, often requires specific endorsements beyond standard general liability. Talk to an agent about whether this applies to your services.
Even without employees, general liability is often worth carrying to cover damage or injury that happens while working on someone else's property. Requirements and recommendations vary, so it's worth confirming with an agent.
General liability can help cover accidental property damage that happens while you're working on a client's property, depending on your policy's terms and limits.
Ready for insurance that works as hard as your business?
We’ll help you secure the coverage you need.