Business owner’s policy
Coverage that protects all your small business’s work under one policy.
Your small business has a home at EverPeak
We’re an admitted insurance solution built to protect the businesses that keep this country running. A business owner’s policy (BOP) bundles the coverage you need most into a single policy, so you’re not piecing together protection or paying for gaps you didn't know you had.
Here’s a partial summary of what's typically included:
- Business owner’s policy - property or general liability
- Crime
- Employee benefits liability
- Employment-related practices liability
- Data response and cyber liability coverage
- Liquor liability coverage
- Food contamination
- Equipment breakdown coverage
- Terrorism coverage

Who we cover
Our BOP protects a range of small businesses. These industries are not an exhaustive list.
Artisan makers
Craft workers who make and sell finished products to customers either through e-commerce or off-premise facilities
Professional services (offices)
Accountants, doctors, insurance agents, law offices, and many others
Processing and service
Barbershops, nail salons, pet groomers, printers
Retail and wholesale distributors
Clothing, drugstores, florists and more
Contractors
Telecommunications, septic tanks, and everything in between
Restaurants
Restaurants, cafes, donut shops, fine dining


