The hardest-working business insurance

Protect your business with insurance that doesn’t quit

Working harder shouldn’t make it harder to get covered

Who is EverPeak?

EverPeak is a commercial insurance solution providing multiline coverage to businesses nationwide. We’re fiercely devoted to protecting businesses and the people behind them. Backed by Pinnacol Assurance’s over 100 years of insurance expertise, EverPeak delivers comprehensive multi-line coverage, 24-hour claims support and streamlined service with policies starting at $18 a month.

100+

years of insurance experience

10,000+

businesses protected nationwide

6.33

out of 7 Customer Effort Score

Insurance built to save you money, time and sweat

EverPeak does the heavy lifting so you can focus on your best work.

24-hour claims support

An unexpected accident shouldn’t stall your hard-earned progress. Our dedicated claims representatives step in within one business day to guide you through the process. Plus, our partner’s return-to-work program gets your crew back on the job 25 days faster than the industry standard.

Award-winning service

We build our service around your peace of mind. Our team provides a seamless experience, earning us a Customer Effort Score of 6.33 out of 7. This focus on superior care is why we’re a 2026 US Insurance Awards Finalist for delivering broad coverage without compromising on speed or personalized service.

Multi-state coverage made easy

Hard work doesn’t stop at state lines, and neither does EverPeak. Whether your crew crosses borders or your operations expand, our multi-state coverage protects your entire footprint under a single, streamlined policy.

Industry-specific expertise

Your industry risk is unique, so your coverage should be too. Our in-house experts understand your trade, from job sites to storefronts, so you get coverage built around how you actually work, not a one-size-fits-all policy.

Pick your coverage, protect your business

From slips and falls to property damage, we’ve got your back. Choose from flexible coverage designed to keep your business safe.

Workers’ compensation
Workers’ compensation protects employees from work-related injuries, including slips, falls, lacerations and muscle strains. Policies cover all reasonable and necessary medical treatment as well as lost wages.
Business owner’s policy
A business owner’s policy, or BOP, bundles property, liability and business interruption coverage into a single policy, protecting against equipment damage, customer lawsuits, lost business income due to a covered event like a fire and more.
General liability insurance
General liability insurance covers damage and injuries a business or its contractors might cause to a third party — from a slip and fall in a store to a rock kicked up by a lawnmower that breaks a window, and everything in between.
Professional liability insurance
Professional liability insurance protects businesses from lawsuits and claims related to professional errors, including the legal defense costs and settlements that come with them.
Flood insurance
Flood insurance covers property damage caused directly by flooding, since standard property policies don’t. It helps businesses recover physical losses and get back up and running faster.
Cyber insurance
Cyber insurance proactively protects small businesses from cyber attacks, safeguarding digital assets, covering business interruptions, recovering stolen funds and replacing computers damaged by viruses or malware.

Industries we back

You know your trade, and we know how to protect it. We cover everything from construction crews to corner stores, and so much more.

We’ve got you covered

Learn more about specific business insurance requirements and local compliance guidelines in your state.

alabama
alaska
arizona
arkansas
california
colorado
connecticut
delaware
district-of-columbia
florida
georgia
hawaii
idaho
illinois
indiana
iowa
kansas
kentucky
louisiana
maine
maryland
massachusetts
michigan
minnesota
mississippi
missouri
montana
nebraska
nevada
new-hampshire
new-jersey
new-mexico
new-york
north-carolina
north-dakota
ohio
oklahoma
oregon
pennsylvania
rhode-island
south-carolina
south-dakota
tennessee
texas
utah
vermont
virginia
washington
west-virginia
wisconsin
wyoming
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Let’s get to work

Protect your business, your team and your hard-earned equity today with EverPeak.